ZIP 38254 housing market
Data through Jan 2026 · Seller's market · leverage 1
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Buyer Leverage Score
1
Mar 2024
Days on Market
27 days
Mar 2024
Price Cut %
0.0%
Mar 2024
Expected Disaster Loss
$300
Dec 2025
What this means
- Supply. Listings are 60% below the 2017-19 norm and falling (−67% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (1/100; U.S.: 54) (as of Mar 2024): 0% of listings had a price cut (U.S.: 26%) (as of Mar 2024).
- Disaster risk. FEMA expects about $300 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from earthquakes. Earthquakes aren't covered by standard homeowners insurance.
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Other ZIP codes in Obion County, TN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Union City, TN 38261 | $174.6K | +7.8% | 72 |
| South Fulton, TN 38257 | $158.3K | +6.2% | 66 |
| Troy, TN 38260 | $181.7K | +6.8% | 75 |
| Hornbeak, TN 38232 | $169.5K | +5.7% | 90 |
| Obion, TN 38240 | $162.7K | +7.4% | 62 |
| Rives, TN 38253 | $204.3K | +10.2% | 97 |
| Trimble, TN 38259 | $108.2K | −9.2% | 57 |