Premium, KY 41845 housing market
Data through Jul 2026 · Balanced market · leverage 35
Open on the mapMarket report (PDF)Compare
Buyer Leverage Score
35
Nov 2025
Months of Supply
3.1 months
Aug 2018
Days on Market
246 days
May 2026
Price Cut %
0.0%
Mar 2026
Sale-to-List Ratio
100.0%
Jul 2026
Expected Disaster Loss
$338
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm and falling (−100% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (35/100; U.S.: 54) (as of Nov 2025): homes typically sell at or above asking (100.0% of list); 0% of listings had a price cut (U.S.: 26%) (as of Mar 2026).
- Disaster risk. FEMA expects about $338 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
Follow Premium, KY 41845
One email a month: what changed in prices, supply and the outlook. Unsubscribe any time.
Other ZIP codes in Letcher County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Whitesburg, KY 41858 | $90.6K | −14.4% | 79 |
| Jenkins, KY 41537 | $54.6K | −10.3% | 61 |
| Fleming-Neon, KY 41840 | $46.6K | −19.1% | 13 |
| Blackey, KY 41804 | $57.6K | −29.7% | 81 |
| Mayking, KY 41837 | $73.4K | −5.9% | 13 |
| Eolia, KY 40826 | – | – | 25 |
| Ermine, KY 41815 | $74.3K | −12.4% | 2 |
| Thornton, KY 41855 | $78.1K | −9.8% | 40 |
| Millstone, KY 41838 | $71K | −9.3% | 9 |
| Whitesburg, KY 41824 | $77.5K | −22.4% | 29 |
| Jeremiah, KY 41826 | $65.5K | −27.3% | 61 |
| McRoberts, KY 41835 | $45.5K | −10.4% | 40 |
| Eolia, KY 40862 | $89.2K | −11.9% | 88 |
| Letcher, KY 41832 | – | – | 44 |
| Hallie, KY 41821 | – | – | – |
| ZIP 41810 | – | – | – |
| Jackhorn, KY 41825 | – | – | 67 |
| Gordon, KY 41819 | – | – | – |
| Deane, KY 41812 | – | – | 100 |
| ZIP 41833 | – | – | – |
| ZIP 41517 | – | – | 39 |
| Seco, KY 41849 | – | – | 15 |
| Roxana, KY 41848 | – | – | – |