Boise City, OK 73933 housing market

What this means

• Valuation. Prices are 41% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
• Prices. Home values are down 1.0% over the past year (U.S.: +1.2%).
• Negotiating. Buyer leverage is low (24/100; U.S.: 54) (as of Sep 2025): homes sell for about 14.7% below their final list price (as of Jul 2025); 0% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 15% of the median household income (U.S.: 35%); it takes about $25k a year to keep the payment at 30% of gross pay. That includes about $2,396 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $89 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. No clear direction: likely −7% to +9% over the next 12 months (65% chance of a rise).

Next 12 months

No clear direction

A rise is somewhat more likely than a fall, but not by enough to call. Likely change: −7.1% to +9.2% (80% range; middle estimate +2.1%), chance of a rise 65%, of a 5%+ drop 15%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Cimarron County, OK