Loving, TX 76460 housing market
Data through Sep 2026 · Balanced market · leverage 55
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Buyer Leverage Score
55
Sep 2026
Months of Supply
3.0 months
Nov 2023
Days on Market
76 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
95.8%
Jan 2025
Expected Disaster Loss
$101
Dec 2025
What this means
- Supply. There are 20% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (55/100; U.S.: 54): homes sell for about 4.2% below their final list price (as of Jan 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $101 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Young County, TX
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Graham, TX 76450 | $219.6K | −0.6% | 91 |
| Olney, TX 76374 | $117.8K | −3.6% | 50 |
| South Bend, TX 76481 | – | – | 32 |