Johnsonburg, PA 15845 housing market

What this means

• Valuation. Prices are roughly in line with local incomes (−1% vs. this area's pre-2020 price-to-income norm).
• Prices. Home values are up 13.7% over the past year (U.S.: +1.2%).
• Supply. Listings are 56% below the 2017-19 norm and falling (−17% vs. a year ago): still a tight market.
• Negotiating. Buyer leverage is low (30/100; U.S.: 54): homes sell for about 46.4% below their final list price (as of Oct 2025); 33% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 11% of the median household income (U.S.: 35%); it takes about $26k a year to keep the payment at 30% of gross pay. That includes about $996 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $304 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
• Outlook. Leaning up: likely −4% to +12% over the next 12 months (79% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −4.2% to +12.1% (80% range; middle estimate +5.1%), chance of a rise 79%, of a 5%+ drop 8%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

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