Wilcox, PA 15870 housing market
Data through Aug 2026 · Balanced market · leverage 8
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Home Value
$145,731
+27.0% vs. a year ago
Buyer Leverage Score
8
Sep 2026
Months of Supply
9.2 months
May 2026
Days on Market
71 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
94.9%
May 2026
Mtg Payment as % of Income
18%
Aug 2026
Expected Disaster Loss
$194
Dec 2025
What this means
- Prices. Home values are up 27.0% over the past year (U.S.: +1.2%).
- Supply. Listings are 79% below the 2017-19 norm and falling (−75% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (8/100; U.S.: 54): homes sell for about 5.1% below their final list price (as of May 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 18% of the median household income (U.S.: 35%); it takes about $39k a year to keep the payment at 30% of gross pay. That includes about $996 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $194 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −5% to +12% over the next 12 months (77% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.5% to +11.8% (80% range; middle estimate +4.7%), chance of a rise 77%, of a 5%+ drop 9%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Elk County, PA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Saint Marys, PA 15857 | $158.4K | +10.4% | 66 |
| Ridgway, PA 15853 | $118.5K | +19.6% | 3 |
| Kersey, PA 15846 | $177.2K | +15.2% | 63 |
| Johnsonburg, PA 15845 | $84.5K | +13.7% | 30 |
| Weedville, PA 15868 | $162.5K | +25.5% | 61 |
| Brockport, PA 15823 | $162.8K | +35.0% | 80 |
| Byrnedale, PA 15827 | $89.8K | +17.9% | 14 |
| Force, PA 15841 | – | – | 13 |
| James City, PA 16734 | – | – | 15 |
| Benezette, PA 15821 | $138.3K | +10.1% | 97 |
| ZIP 15831 | – | – | – |