ZIP 42631 housing market
Data through Jan 2026 · Balanced market · leverage 55
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Buyer Leverage Score
55
Jul 2019
Months of Supply
1.5 months
Jan 2025
Days on Market
92 days
Jul 2019
Price Cut %
0.0%
Jul 2019
Sale-to-List Ratio
94.3%
Apr 2025
Expected Disaster Loss
$83
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (55/100; U.S.: 54) (as of Jul 2019): homes sell for about 5.7% below their final list price (as of Apr 2025); 0% of listings had a price cut (U.S.: 26%) (as of Jul 2019).
- Disaster risk. FEMA expects about $83 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in McCreary County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Williamsburg, KY 42635 | $122K | −11.1% | 100 |
| Stearns, KY 42653 | $104K | −9.7% | 58 |
| Stearns, KY 42647 | $92.4K | −13.6% | 51 |
| Strunk, KY 42649 | $111.6K | −8.3% | 97 |
| Burnside, KY 42634 | $64.7K | −15.9% | 96 |
| Revelo, KY 42638 | – | – | – |