ZIP 95013 housing market
Data through Jan 2026
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Sale-to-List Ratio
92.5%
Sep 2018
Expected Disaster Loss
$303
Dec 2025
What this means
- Negotiating. Homes sell for about 7.5% below their final list price (as of Sep 2018).
- Disaster risk. FEMA expects about $303 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from earthquakes. Earthquakes aren't covered by standard homeowners insurance.
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