ZIP 41538 housing market

Data through Aug 2026 · Seller's market · leverage 9

Buyer Leverage Score

Aug 2026

Months of Supply

3.1 months

May 2026

Days on Market

19 days

Aug 2026

Price Cut %

0.0%

Aug 2026

Sale-to-List Ratio

100.1%

Jul 2026

Expected Disaster Loss

$418

Dec 2025

What this means

Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
Negotiating. Buyer leverage is low (9/100; U.S.: 54): homes typically sell at or above asking (100.1% of list); 0% of listings had a price cut (U.S.: 26%).
Disaster risk. FEMA expects about $418 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.

One email a month: what changed in prices, supply and the outlook. Unsubscribe any time.

Area	Home value	1-year change	Buyer leverage
Pikeville, KY 41501	$123.1K	−9.6%	90
Elkhorn City, KY 41522	$83.4K	−13.5%	50
Virgie, KY 41572	$92.3K	−5.0%	70
Belfry, KY 41514	$82.1K	−13.8%	60
Phelps, KY 41553	$69.2K	−14.5%	93
Raccoon, KY 41557	$115.9K	−3.7%	56
Kimper, KY 41539	$99.3K	−5.8%	14
Shelbiana, KY 41562	$85.9K	−5.4%	83
Phyllis, KY 41554	–	–	100
Ransom, KY 41555	$63.5K	−14.7%	60
Ivel, KY 41659	$149.9K	−5.4%	62
Ransom, KY 41558	$80.3K	−14.0%	28
Hardy, KY 41531	$83K	−13.0%	56
Sidney, KY 41519	$96.2K	−9.9%	82
Mouthcard, KY 41548	$76.7K	−9.4%	36
Huddy, KY 41535	$93.8K	−13.2%	43
Stopover, KY 41568	$57.8K	−14.2%	75
Forest Hills, KY 41527	$170.5K	+2.0%	99
Sidney, KY 41564	$91.1K	−16.6%	27
Lick Creek, KY 41540	–	–	26
South Williamson, KY 41503	$100.7K	−9.4%	43
Shelby Gap, KY 41563	$95.1K	−6.2%	60
Varney, KY 41571	$81.6K	−7.6%	73
McCarr, KY 41544	$72.2K	−10.2%	65
Ashcamp, KY 41512	$104.7K	+6.0%	62
Stone, KY 41543	$65.8K	−15.8%	79
Robinson Creek, KY 41560	–	–	44
Freeburn, KY 41528	$63.7K	−10.6%	38
Fedscreek, KY 41524	–	–	3
Majestic, KY 41547	–	–	19
Regina, KY 41559	–	–	20
Belcher, KY 41513	$86.4K	−12.0%	71
Fedscreek, KY 41566	$73.8K	−7.7%	13
Hellier, KY 41534	–	–	66
Stone, KY 41567	–	–	88
ZIP 41526	–	–	53