Phyllis, KY 41554 housing market

What this means

• Supply. There are 50% more homes for sale than the 2017-19 norm and rising (+50% vs. a year ago), so buyers have more to choose from than before the pandemic.
• Negotiating. Buyer leverage is high (100/100; U.S.: 54): homes sell for about 16.6% below their final list price (as of Feb 2026); 100% of listings had a price cut (U.S.: 26%).
• Disaster risk. FEMA expects about $469 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.

Other ZIP codes in Pike County, KY