ZIP 98195 housing market

Data through Jan 2026

Open on the map Market report (PDF)Compare

Sale-to-List Ratio

100.0%

Apr 2021

Expected Disaster Loss

$456

Dec 2025

What this means

Negotiating. Homes typically sell at or above asking (100.0% of list) (as of Apr 2021).
Disaster risk. FEMA expects about $456 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from earthquakes. Earthquakes aren't covered by standard homeowners insurance.

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Other ZIP codes in King County, WA

Area	Home value	1-year change	Buyer leverage
Redmond, WA 98052	$1.3M	−4.0%	55
Seattle, WA 98115	$1M	−0.5%	40
Shoreline, WA 98133	$732.3K	−2.2%	52
Seattle, WA 98103	$889.5K	−1.0%	34
Kirkland, WA 98034	$1M	−4.5%	67
Federal Way, WA 98003	$558.3K	+0.7%	65
Seattle, WA 98118	$718K	−2.2%	56
Federal Way, WA 98023	$602.4K	−1.2%	55
Auburn, WA 98092	$661.8K	−0.6%	66
Covington, WA 98042	$685.5K	−1.4%	49
Seattle, WA 98105	$1.1M	−1.6%	39
Seattle, WA 98125	$790.2K	−2.5%	55
Seattle, WA 98122	$806.3K	−2.3%	52
Renton, WA 98058	$714.9K	−1.6%	54
Renton, WA 98059	$929.3K	−2.0%	52
Kirkland, WA 98033	$1.5M	−5.2%	62
Kent, WA 98032	$531.2K	−0.6%	68
Des Moines, WA 98198	$586.1K	−0.5%	66
Kent, WA 98031	$655.8K	−1.6%	55
Bellevue, WA 98006	$1.6M	−3.9%	62
Bellevue, WA 98004	$2M	−1.9%	77
Kent, WA 98030	$621K	−1.4%	66
Auburn, WA 98002	$482.1K	−1.0%	55
Auburn, WA 98001	$621.1K	−0.1%	36
Maple Valley, WA 98038	$771.4K	−2.3%	54
Shoreline, WA 98155	$804.8K	−2.4%	42
Renton, WA 98056	$833.6K	−2.1%	59
Seattle, WA 98117	$958.7K	+0.2%	34
Burien, WA 98168	$571.8K	−0.4%	50
Seattle, WA 98109	$757.1K	−2.4%	71
Seattle, WA 98144	$760.4K	−3.3%	65
Sammamish, WA 98074	$1.5M	−5.9%	75
Issaquah, WA 98029	$1.1M	−5.1%	65
Bothell, WA 98011	$994.7K	−5.0%	65
Issaquah, WA 98027	$1.2M	−1.4%	59
Seattle, WA 98107	$830.4K	−2.4%	61
Seattle, WA 98116	$976.2K	−0.2%	40
Seattle, WA 98106	$650.8K	−1.5%	45
Burien, WA 98146	$669.7K	−0.3%	43
Bellevue, WA 98007	$995.6K	−4.5%	66
Seattle, WA 98102	$745K	−2.6%	54
Seatac, WA 98188	$579.8K	+0.3%	45
Bellevue, WA 98008	$1.3M	−4.8%	47
Seattle, WA 98119	$1M	−0.2%	61
Bryn Mawr-Skyway, WA 98178	$642.7K	−1.9%	50
Seattle, WA 98108	$671.4K	−1.9%	44
Sammamish, WA 98075	$1.7M	−4.4%	72
Mercer Island, WA 98040	$2.3M	−0.8%	36
Renton, WA 98055	$638.2K	−2.0%	77
Woodinville, WA 98072	$1.2M	−3.5%	71
Seattle, WA 98112	$1.3M	−1.0%	29
Kenmore, WA 98028	$989K	−4.1%	62
Seattle, WA 98126	$739.4K	−1.7%	36
Redmond, WA 98053	$1.4M	−3.4%	69
Seattle, WA 98199	$1.2M	+0.1%	45
Enumclaw, WA 98022	$666.2K	−0.3%	60
Burien, WA 98166	$817.2K	−0.6%	45
Bellevue, WA 98005	$1.5M	−2.7%	63
Seattle, WA 98121	$533.3K	−6.1%	90
Shoreline, WA 98177	$1.1M	−0.5%	12
Seattle, WA 98136	$920.6K	−0.4%	29
Seattle, WA 98101	$554.9K	−3.5%	92
Seattle, WA 98104	$534.6K	−3.6%	70
Snoqualmie, WA 98065	$1.1M	−2.7%	58
North Bend, WA 98045	$983.4K	−0.8%	30
Woodinville, WA 98077	$1.4M	−3.2%	58
Renton, WA 98057	$552.3K	−3.3%	58
Duvall, WA 98019	$920.4K	−2.3%	53
Vashon, WA 98070	$885.7K	−2.1%	55
Burien, WA 98148	$596.7K	−0.3%	55
Carnation, WA 98014	$985.1K	−1.1%	71
Black Diamond, WA 98010	$759.1K	−3.1%	48
Pacific, WA 98047	$540.7K	−0.5%	42
Fall City, WA 98024	$1.2M	−0.9%	62
Ravensdale, WA 98051	$867.4K	−1.9%	82
Medina, WA 98039	$4.5M	−1.3%	89
Seattle, WA 98134	$432.4K	−6.6%	14
ZIP 98164	–	–	20
Gold Bar, WA 98224	$482.6K	+2.8%	79
Skykomish, WA 98288	$464.8K	+7.1%	74
Issaquah, WA 98050	$1.4M	−1.4%	20
ZIP 98025	–	–	–
ZIP 98154	–	–	–
ZIP 98158	–	–	–
ZIP 98174	–	–	–